How much is that doggy in the window?

Better yet, how much is it going to change your life?

Whether you are single in the city or married with kids in the suburbs, adding a pet to your family is a major decision that goes way beyond the adorable furry face and slobbery kisses. It's really hard to resist the snuggly wonder of a new puppy or kitten, but before you take the plunge, remember that pets require a huge commitment, both financially and emotionally.

Take a long, realistic look at your family and its different personalities before you bring home a new pet. If you are the type who forgets to water the plants, then maybe you're better off with a lower-maintenance pet like a fish. Do you like furry pets but don't have a consistent schedule? Opt for a guinea pig instead of a dog.

Here's what to think about if you're considering a pet:

1. It's not just about dog versus cat, because there are many different types of pets to consider before picking the right one for you. Think about your family's needs before making a final decision. Do you want a pet that will join you on family hikes, or are you really looking for something lower-maintenance that can be easily left with a neighbor when you go to Grandma's? Consider any allergies or other health concerns, because many types of pets have fur and dander that can aggravate allergies and asthma.

2. Whether it's changing the kitty litter, feeding the hamster or walking the dog, there are many new tasks that can be added to the household's chore list once you bring a new pet home. Sit down and have a family meeting and divide the chores so one person isn't taking on the brunt of the work. If you determine ahead of time whose responsibility it is to cut fresh veggies for the bunny, there will be fewer frustrations and fights down the road.

3. RYou'll need to make an annual appointment to keep vaccinations current, and in order to obtain a license from your local town, you'll need proof. Keeping it all together in one place means you won't have to tear through various files to figure out if Bugsy had his bordetella shot.