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Warning signs of overextended credit
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• Making only minimum payments month after month
• Being constantly out of cash
• Being late on important payments such as rent or mortgage
WHERE TO FIND HELP:
• Lutheran Social Service of Minnesota: www.lssmn.org; 1-888-577-2227
• National Foundation for Credit Counseling: www.nfcc.org; 1-800-388-2227
• Minnesota Home Ownership Center: www.hocmn.org; 1-866-462-6466
Source: Star Tribune researchRecent Business stories
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