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Consumers scaling down for the holidays
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88% will spend the same or less on gifts
83% will buy more items on sale
75% feel pressure from debts
62% will wait for a sale
61% will focus on practical gifts
58% will cut back because of credit concerns
49% will cut travel plans
Sources: America's Research Group/UBS, Maritz, Deloitte, Accenture, Consumer Reports, ThriventRecent Business stories
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