finding a plan

Minnesota's Small Business Health Options Program, known as the SHOP exchange, is open to organizations with up to 50 workers.

Businesses may choose a traditional group coverage plan or create a defined benefit plan, in which they contribute a certain amount of money toward insurance, and workers go to the exchange and buy the health plan that best fits their needs.

But the number of small businesses using MNsure is coming in far below expectations.

Small business enrollment

Accounts opened: 1,924

Purchased insurance: 115

Employees covered: 475

Enrollment goals

Employees covered by March 31: 8,925

Employees covered in first year: 13,125