Minnesota Bank Performance: 3rd Quarter 2012

  • By: STAR TRIBUNE
  • Updated: December 5, 2012 - 1:33 PM

Minnesota banks continue recovering from the financial crisis and Great Recession. Here’s a look at individual results year-to-date, through the third quarter. This FDIC data does not include Wells Fargo Bank, U.S. Bank, TCF Bank or BMO Harris Bank because they are chartered elsewhere.

Name City Assets (000's) 2012 Net Income through 3Q (000's) Return on Assets (%) Tier 1 Risk-based Capital Ratio (%) Net Loans & Leases (000's) Noncurrent Loans to Loans (%) Net Charge-offs to Loans (%)
1st Regents BankAndover$50,208-$908-2.12.2$35,91013.82.4
1st United BankFaribault$140,253$1,1931.211.6$78,4891.50.3
21st Century BankLoretto$347,574$8570.316.8$273,5740.82.0
Adrian State BankAdrian$37,139$2000.714.9$20,1980.20.0
Alliance BankLake City$589,231-$880.012.9$434,1524.90.8
Altura State BankAltura$47,162$7142.022.8$27,8870.00.0
American Bank of St. PaulSaint Paul$381,937-$4,585-1.57.3$175,1008.81.5
American Bank of the NorthNashwauk$597,525-$4,390-1.07.3$440,38712.82.9
American Heritage National BankLong Prairie$207,006$1,6571.117.0$151,2420.40.0
American Investors Bank and MortgageEden Prairie$94,474$5630.816.0$33,7401.52.7
American National Bank of MinnesotaBaxter$267,305$4960.214.7$172,0075.70.3
American State Bank of ErskineErskine$23,889$1640.927.3$10,4250.00.0
American State Bank of GryglaGrygla$24,357$3091.617.5$15,3660.10.0
Americana Community BankSleepy Eye$123,707-$57-0.14.9$71,1152.31.1
Ameriprise Bank, FSBMinneapolis$4,911,811-$79,497-2.015.8$1,207,7180.413.2
Anchor Bank, National AssociationSaint Paul$1,371,843$8,2970.811.4$944,5101.30.6
Annandale State BankAnnandale$127,207$8100.912.5$67,2943.60.4
Arlington State BankArlington$56,883$4581.118.5$23,5722.70.0
Atwater State BankAtwater$43,792$2500.814.1$30,4110.80.0
Avon State BankAvon$109,436$2190.325.2$49,3971.50.1
Bank of Maple PlainMaple Plain$71,407$6591.326.2$34,2520.2-0.3
Bank of ZumbrotaZumbrota$133,972$1,5621.514.5$91,8602.50.2
BankCherokeeSaint Paul$233,981-$510.09.8$147,7292.80.3
BankVistaSartell$109,278$8411.011.4$96,2960.80.2
BANKWESTRockford$104,972$5820.711.7$73,1302.30.3
Beacon BankShorewood$301,066$1,8110.816.1$172,4402.31.1
Blaine State BankBlaine$35,690-$288-1.08.7$22,9642.10.3
Bonanza Valley State BankBrooten$52,805$2660.79.7$43,1682.30.3
Border State BankGreenbush$338,261$1,6930.711.0$242,5783.40.4
Boundary Waters BankEly$106,832-$221-0.34.7$75,7372.92.1
Brainerd Savings and Loan Association, A Federal AssociationBrainerd$65,026$2320.512.4$46,6862.7-0.2
Bremer Bank, National AssociationSaint Cloud$618,641$7,2371.610.9$495,7271.40.2
Bremer Bank, National AssociationInternational Fa$113,703$8281.015.4$48,5260.50.0
Bremer Bank, National AssociationWillmar$601,196$6,1731.410.4$469,8320.90.2
BREMER BANK, NATIONAL ASSOCIATIONAlexandria$619,074$5,3281.212.1$412,8541.80.1
Bremer Bank, National AssociationBrainerd$347,434$2,7551.112.5$242,6031.70.7
Bremer Bank, National AssociationSouth St. Paul$2,689,906$18,1280.911.0$1,743,6081.00.3
Bridgewater BankBloomington$442,974$3,7441.29.8$361,4422.60.7
Cambridge State BankCambridge$71,647$1650.316.3$49,6656.11.8
Capital BankSt. Paul$37,068$2941.116.8$13,8847.50.1
Castle Rock BankCastle Rock$159,715$1,8681.624.4$69,2682.90.1
CenBankBuffalo Lake$54,206$3490.913.6$30,3060.10.0
Center National BankLitchfield$178,994$1,7781.316.5$82,2001.10.7
Central BankStillwater$1,207,699$15,8481.914.1$792,1351.30.8
Choice Financial Savings BankComfrey$14,172$510.519.6$6,3165.4-1.0
Citizens Alliance BankClara City$456,123$3,8401.211.1$291,3431.30.1
Citizens Bank & Trust Co.Hutchinson$186,169$1,9241.414.0$121,3821.90.3
Citizens Bank MinnesotaNew Ulm$318,701$2,5441.114.6$187,7650.50.0
Citizens Independent BankSaint Louis Park$299,372$2920.111.5$206,6583.90.5
Citizens State Bank Norwood Young AmericaNorwood Young Am$84,577-$74-0.19.7$63,1294.40.5
Citizens State Bank of GlenvilleGlenville$39,747$2360.826.0$12,9300.00.0
Citizens State Bank of HayfieldHayfield$74,572$5521.010.1$55,0782.40.0
Citizens State Bank of RoseauRoseau$193,950$2,6341.820.0$86,0380.30.0
Citizens State Bank of ShakopeeShakopee$20,754-$34-0.212.5$13,0131.9-0.1
Citizens State Bank of Tyler, IncorporatedTyler$18,278$500.414.7$4,6156.00.5
Citizens State Bank of Waverly, Inc.Waverly$60,563$7951.714.5$40,3701.50.1
Clinton State BankClinton$69,683$1,0532.118.8$42,9271.40.0
Commerce BankGeneva$172,326$6320.417.5$121,93113.92.2
Commercial Bank of MinnesotaHeron Lake$34,399-$554-2.112.0$19,7651.80.0
Community Bank CorporationChaska$149,994$1,3581.217.8$108,0532.6-0.7
Community Bank MankatoVernon Center$190,324$2,1501.510.9$149,4671.70.4
Community Bank OwatonnaOwatonna$54,781$2600.715.4$31,1935.90.7
Community Development Bank, FSBOgema$71,237$4580.916.0$41,7473.10.5
Community Pride BankIsanti$88,601$8081.215.1$55,7631.10.1
Community Resource BankNorthfield$232,684$3740.211.8$142,7903.21.7
Concorde BankBlomkest$55,045$2350.611.8$30,4181.50.0
Cornerstone State BankMontgomery$122,175$8981.09.7$80,1312.20.7
Crookston National BankCrookston$54,994$3030.714.7$28,5370.00.0
Crow River State BankDelano$80,158$6981.221.0$27,6970.60.0
Crown BankEdina$196,860-$2,403-1.58.8$162,6372.43.2
Currie State BankCurrie$44,699$4431.311.4$38,6331.20.3
Drake BankSaint Paul$83,327$3880.612.6$68,9983.11.3
Eagle BankGlenwood$113,810$1,2311.522.8$72,4420.30.0
Eagle Community BankMaple Grove$20,497-$582-3.76.9$13,3301.60.0
Eastwood BankKasson$553,653$5,8331.411.8$350,2861.90.2
Eitzen State BankCaledonia$82,210$9301.512.5$48,7330.50.0
Elysian BankElysian$43,730$2300.716.9$18,2169.01.2
Equity BankMinnetonka$48,104$890.213.1$42,3093.90.0
Exchange State BankLuverne$140,761$1,3191.312.5$84,2480.10.0
F & M Bank MinnesotaClarkfield$102,486$6000.811.3$57,6580.20.0
F & M Community Bank, National AssociationPreston$94,805$1,3141.912.9$65,9861.60.2
Falcon National BankFoley$139,076$1,2501.313.9$97,8070.50.6
Farmers & Merchants State Bank of New York Mills, IncorporatedNew York Mills$55,337$3280.819.9$27,2350.0-0.2
Farmers and Merchants State BankPaynesville$26,261$2371.226.4$7,6690.2-0.1
Farmers and Merchants State Bank of AlphaAlpha$33,473$1710.715.8$21,9281.7-0.2
Farmers and Merchants State Bank of AppletonAppleton$45,170$4191.319.2$24,2701.10.0
Farmers and Merchants State Bank of Blooming PrairieBlooming Prairie$70,827$9041.611.9$55,9592.20.0
Farmers and Merchants State Bank of PierzPierz$167,522$3,4732.714.1$117,1750.90.2
Farmers and Merchants State Bank of Sacred HeartSacred Heart$24,363-$125-0.717.7$11,8872.31.0
Farmers and Merchants State Bank of SpringfieldSpringfield$117,851$4470.511.2$67,0441.60.0
Farmers State Bank of Adams, MinnesotaAdams$79,135$1,4272.413.9$58,8490.00.0
Farmers State Bank of DarwinDarwin$33,857$2791.112.5$13,0991.00.0
Farmers State Bank of ElktonElkton$50,127$3190.913.4$25,7171.40.6
Farmers State Bank of HamelHamel$94,726$5530.825.1$30,8550.00.0
Farmers State Bank of HartlandHartland$92,870$6420.911.3$67,2200.90.3
Farmers State Bank of HoffmanHoffman$28,721$3781.819.3$13,4830.10.0
Farmers State Bank of Madelia, IncorporatedMadelia$62,313$5261.118.0$31,7380.30.2
Farmers State Bank of TrimontTrimont$56,961$4591.124.1$23,2900.40.0
Farmers State Bank of UnderwoodUnderwood$48,664$6171.812.1$34,6720.20.0
Farmers State Bank of WatkinsWatkins$38,850$4841.721.0$19,2521.70.1
Farmers State Bank of West ConcordWest Concord$46,188$2620.817.3$24,5942.50.0
Fidelity BankEdina$487,411$6,1712.014.7$390,9200.90.2
Financial Security BankKerkhoven$54,045$6291.615.5$46,3951.30.3
First Advantage BankCoon Rapids$60,870$970.216.1$29,6831.60.3
First Bank & Trust, National AssociationPipestone$177,702$1,6861.311.3$114,1251.30.0
First Bank Blue EarthBlue Earth$166,235$2,5492.115.1$112,3051.50.0
First Community Bank Lester PrairieLester Prairie$27,985$2991.414.0$14,6043.70.9
First Community Bank Silver LakeSilver Lake$24,925$4312.318.7$10,2331.30.0
First Farmers & Merchants National BankLe Sueur$108,554$1,2361.513.2$70,6866.10.4
First Farmers & Merchants National BankFairmont$88,998$1,3462.014.0$76,2532.70.0
First Farmers & Merchants State BankBrownsdale$82,975$6701.117.8$45,3491.10.8
First Farmers & Merchants State Bank of Grand MeadowGrand Meadow$40,214$2510.816.2$26,6503.2-0.3
First Farmers and Merchants National BankLuverne$151,305$2,3122.016.0$108,4340.30.0
First Financial BankTwin Valley$15,629$260.232.3$4,3760.0-0.1
First Financial Bank in WinnebagoWinnebago$42,080$7222.319.9$28,2481.00.0
First Independent BankRussell$218,961$1,5221.011.1$140,4850.70.1
First Minnesota BankMinnetonka$392,243$4950.221.6$105,1450.60.7
First Minnetonka City BankMinnetonka$195,840$1,7721.214.5$106,6631.70.8
First National BankChisholm$85,617$6581.018.2$16,5460.90.8
First National BankSlayton$199,690$8460.612.8$106,8991.60.1
First National Bank in MahnomenMahnomen$73,760$7961.515.8$39,6320.9-0.4
First National Bank MinnesotaSt. Peter$191,265$6460.416.3$107,9352.2-0.2
First National Bank of Menahga & SebekaMenahga$83,217$7881.322.7$42,4251.50.9
First National Bank of the LakesNavarre$63,117$540.120.5$23,8373.40.4
First Resource BankSavage$89,227$1,0801.929.1$40,9271.10.3
First Security BankByron$50,949$3530.912.3$33,5360.80.2
First Security Bank - Canby.Canby$62,246$9852.117.9$29,9461.40.0
First Security Bank - Sleepy EyeSleepy Eye$201,524$3,3862.315.0$131,8601.10.0
First Security Bank-HendricksHendricks$20,347$2882.019.7$9,4010.00.0
First Southeast BankHarmony$81,621$1,0361.711.0$68,4200.20.1
First State Bank and TrustBayport$205,476$1,0510.713.4$124,1080.50.6
First State Bank MinnesotaLe Roy$68,313$4600.914.1$32,7990.30.1
First State Bank of AshbyAshby$29,950$1270.614.4$16,1351.10.1
First State Bank of BigforkBigfork$64,097$2480.516.8$44,7517.40.0
First State Bank of ClearbrookClearbrook$37,423$3481.316.7$17,3690.70.0
First State Bank of FertileFertile$40,845$1560.526.7$13,5600.50.0
First State Bank of FountainFountain$34,102$810.319.3$18,1570.00.0
First State Bank of Grove CityGrove City$22,707$2421.532.1$13,9672.21.0
First State Bank of KiesterKiester$17,299-$36-0.311.5$10,1632.60.4
First State Bank of Le CenterLe Center$69,614$8071.613.6$44,2500.20.1
First State Bank of MurdockMurdock$10,690$30.013.9$5,2010.80.0
First State Bank of Okabena (Incorporated)Okabena$18,695$230.233.4$7,4780.20.0
First State Bank of Sauk CentreSauk Centre$106,816$7250.925.2$43,2722.40.0
First State Bank of SwanvilleSwanville$28,504$390.214.6$19,1623.82.1
First State Bank of WabashaWabasha$118,310$8611.020.2$39,8932.61.4
First State Bank of WyomingWyoming$147,413$8710.827.2$59,4333.10.4
First State Bank SouthwestPipestone$208,718$3,7022.416.9$105,6340.0-0.1
Flagship Bank MinnesotaWayzata$93,409-$101-0.15.7$63,3972.41.0
Flagship Bank WinstedWinsted$39,128-$71-0.213.1$19,8261.70.5
Frandsen Bank & TrustLonsdale$1,459,033$14,3401.313.2$787,0602.60.3
Franklin National Bank of MinneapolisMinneapolis$156,254$1,4011.317.2$112,9870.5-0.1
Franklin State BankFranklin$27,388$1820.918.9$16,7440.10.1
Freeport State BankFreeport$90,474$7131.111.8$68,9640.30.0
Frost State BankFrost$35,005$4091.612.6$29,3341.10.1
Gateway BankMendota Heights$105,000$1,2231.612.3$80,3130.80.2
Glenwood State Bank (Incorporated)Glenwood$192,469$1,5591.111.1$171,7381.00.3
Grand Marais State BankGrand Marais$82,932$1,1062.014.0$41,7910.00.1
Grand Rapids State BankGrand Rapids$246,009$2,0501.118.7$114,0220.10.4
Grand Timber BankMcgregor$42,515$3261.016.6$28,8075.00.6
Granite Falls BankGranite Falls$194,484$2,3321.614.7$54,6860.50.1
Great Northern BankSaint Michael$73,375$1760.39.4$40,1171.30.9
Heritage Bank National AssociationSpicer$430,030$3,6171.114.2$265,1611.50.3
Highland BankSaint Michael$463,111$2,5410.713.3$226,8392.40.6
Home Federal Savings BankRochester$643,175$4,4190.813.3$478,5486.91.5
Home State BankLitchfield$131,927$1,3531.416.2$74,2770.1-0.4
HomeTown BankRedwood Falls$198,648$1,9311.314.4$129,7080.30.0
Hometown Community BankCyrus$25,031-$50.012.2$14,3283.70.4
Integrity Bank PlusWabasso$59,106$6151.511.3$44,1531.30.1
Jackson Federal Savings and Loan AssociationJackson$38,090$2881.037.8$16,3300.00.0
Janesville State BankJanesville$54,944$6481.617.3$31,8790.00.0
Kanabec State BankMora$145,757$5600.527.5$47,4173.50.6
Kasson State BankKasson$61,505$2430.511.7$37,4250.40.4
Kensington BankKensington$105,684-$302-0.59.1$69,8724.00.2
Key Community BankInver Grove Heig$51,822-$1,513-3.78.8$28,6058.03.7
KleinBankBig Lake$1,555,311$9,4730.815.5$665,5401.70.6
Lake Area BankLindstrom$275,706-$646-0.311.3$181,5438.82.6
Lake City Federal BankLake City$74,130$660.114.1$54,1526.70.0
Lake Community BankLong Lake$132,559$3800.413.3$79,8876.70.4
Lake Country Community BankMorristown$29,801$450.28.0$16,9570.91.3
Lake Elmo BankLake Elmo$293,373$9000.414.0$159,3091.50.3
Lake Region BankNew London$98,345$7451.012.9$52,5232.40.1
Lakes State BankPequot Lakes$113,433$1,0491.316.0$69,4170.80.5
Lakeview BankLakeville$54,424$1300.311.5$37,0275.00.4
Landmark Community Bank, National AssociationIsanti$99,418-$288-0.49.6$64,7171.91.2
Liberty Savings Bank fsbSaint Cloud$173,865$1,7761.416.8$102,5030.00.4
Lowry State BankLowry$40,992$6652.310.1$35,4982.50.2
Maple BankChamplin$56,359-$630-1.510.8$40,0972.81.9
Marshall County State BankNewfolden$27,784$1860.945.9$9,7520.40.0
Merchants Bank, National AssociationWinona$1,334,733$13,0251.312.9$841,1641.80.1
Mid-Central Federal Savings BankWadena$98,680$7201.014.0$79,8921.10.3
Midwest BankDetroit Lakes$315,541$5,2082.210.4$272,5830.20.0
Mills Resolute BankSanborn$21,655$1510.99.8$17,2960.30.3
Minnesota Bank & TrustEdina$109,586-$109-0.113.5$90,4560.00.0
Minnesota First Credit and Savings, IncorporatedRochester$30,173$1690.815.7$26,6491.40.8
Minnesota National BankSauk Centre$199,196$1,7661.213.4$115,0460.70.2
Minnstar Bank National AssociationLake Crystal$109,717$3080.412.9$66,5062.60.2
Minnwest Bank CentralMontevideo$300,048$2,6031.112.0$237,1510.30.0
Minnwest Bank LuverneLuverne$163,645$9570.812.8$108,7800.60.1
Minnwest Bank MetroEagan$223,395-$586-0.312.1$154,1633.30.6
Minnwest Bank SouthTracy$212,331$5390.313.0$132,4211.7-0.3
Minnwest Bank, M.V.Redwood Falls$496,335$4,7781.311.9$394,8560.8-0.1
Neighborhood National BankAlexandria$47,731$980.315.2$26,5994.10.5
New Market BankElko New Market$84,639$650.115.5$44,8283.40.7
North American Banking CompanyRoseville$267,954$1,3320.713.1$176,2670.80.1
North American State BankBelgrade$106,041-$347-0.415.4$50,2297.80.3
North Shore Bank of CommerceDuluth$232,847$2,0731.210.2$172,1281.50.1
North Star BankRoseville$245,587$2720.112.7$110,0294.40.2
Northeast BankMinneapolis$344,731$1,7560.714.0$256,0514.30.2
Northern Star BankMankato$28,539-$184-0.95.6$18,2980.20.5
Northern State Bank of Thief River FallsThief River Fall$272,729$1,7210.925.0$112,4151.90.1
Northern State Bank of VirginiaVirginia$62,436$820.211.3$39,0390.90.3
Northview BankSandstone$223,907$1,7921.111.2$167,4602.10.1
Northwestern Bank, National AssociationDilworth$134,284$5510.514.5$80,0362.40.2
Northwoods Bank of MinnesotaPark Rapids$113,150$5940.714.8$57,1527.90.9
Odin State BankOdin$37,376$4351.619.2$21,5971.20.4
Olmsted National BankRochester$54,121-$87-0.212.1$34,2840.40.1
Ormsby State BankOrmsby$27,077$3201.620.5$9,7990.00.0
Paragon BankWells$30,256$1350.612.8$20,2721.9-0.1
Park Midway Bank, National AssociationSaint Paul$247,273$3,9622.116.3$193,8151.70.2
Park State BankDuluth$29,726-$109-0.59.8$18,5390.10.2
Peoples Bank of CommerceCambridge$288,722$2,8481.316.7$174,3738.80.6
Peoples National Bank of MoraMora$155,386$9500.818.6$78,1863.90.4
Peoples State Bank of Madison LakeMadison Lake$23,859$280.213.0$13,0774.41.8
Peoples State Bank of PlainviewPlainview$182,304$1,8471.413.6$109,6071.5-0.1
Peoples State Bank of WellsWells$27,081$3171.615.4$19,2100.30.0
Pine Country BankLittle Falls$157,626$1,0400.911.2$91,0993.70.2
Pine Island BankPine Island$71,928$5501.013.2$37,7741.20.0
Pine River State BankPine River$98,583$4770.716.0$48,8340.10.1
Pioneer BankMapleton$275,176$2,0951.012.7$205,0061.30.1
Platinum BankOakdale$153,390$1,1541.115.2$94,8581.20.1
Plaza Park State BankWaite Park$169,853$1,5241.211.2$131,8915.10.2
Prairie Sun BankMilan$32,156$5612.410.5$18,8420.60.2
Premier BankMaplewood$557,044$2,5500.69.0$384,7633.00.6
Premier Bank MinnesotaFarmington$173,782$5760.410.6$108,6891.21.4
Premier Bank RochesterRochester$146,062$8000.710.5$100,4270.10.8
Prime Security BankKarlstad$63,938-$163-0.38.8$43,1434.70.6
PrinsBankPrinsburg$109,942$2,0632.510.8$88,7363.60.6
Prior Lake State BankPrior Lake$198,116$2,3251.621.5$97,9812.00.0
Private Bank MinnesotaMinneapolis$140,967-$102-0.111.4$117,5242.81.3
Produce State BankHollandale$41,779$4211.418.9$23,6764.0-0.2
Profinium Financial, Inc.Truman$314,902$1,4830.612.3$194,3021.40.1
ProGrowth BankNicollet$135,707$3470.313.9$66,9053.40.9
Provincial BankLakeville$70,452$1,1472.114.5$55,0001.70.0
Randall State BankRandall$35,152$4171.624.3$19,0333.40.0
Red River State BankHalstad$46,800$7742.113.1$39,2971.10.1
Reliance BankFaribault$66,540$5181.114.9$44,4202.81.2
Republic Bank, Inc.Duluth$305,804$2,7341.211.4$260,8111.20.3
Riverland BankJordan$32,777-$368-1.69.3$20,6393.41.1
RiverWood BankBaxter$157,122$750.111.1$110,3884.20.7
RiverWood BankBemidji$155,865$1910.212.8$102,6654.20.3
Root River State BankChatfield$63,738$1720.419.3$35,1160.00.1
RoundbankWaseca$288,456$3,6311.712.7$198,5324.80.6
Rushford State Bank (Incorporated)Rushford$50,646$3671.011.0$34,0861.70.1
Security Bank & Trust CompanyGlencoe$235,354$2,8611.612.9$135,1771.00.3
Security Bank MinnesotaAlbert Lea$95,348$9541.315.6$55,5710.40.6
Security Bank USABemidji$110,918$1,4481.811.8$82,7461.60.1
Security Bank WaconiaWaconia$173,896$1,5021.214.5$92,2670.30.1
Security State Bank of AitkinAitkin$88,597$720.113.9$56,9834.70.5
Security State Bank of Fergus FallsFergus Falls$141,107$7400.713.2$93,9730.60.7
Security State Bank of HibbingHibbing$102,166$4080.516.7$47,0906.20.0
Security State Bank of KenyonKenyon$52,078$4021.012.1$38,4086.60.1
Security State Bank of LewistonLewiston$65,826-$325-0.712.3$34,1470.71.8
Security State Bank of MarineMarine On St. Cr$110,488$5640.717.4$72,6880.50.9
Security State Bank of OkleeOklee$28,865$1160.541.4$7,7430.10.0
Security State Bank of WanamingoWanamingo$70,485$7951.513.0$46,8320.50.4
Security State Bank of WarroadWarroad$87,844-$102-0.226.8$45,5744.21.3
Sentry BankSaint Joseph$160,279$2,1661.813.9$87,1400.60.4
Sherburne State BankBecker$76,951$4290.814.5$41,1503.00.6
Signature BankMinnetonka$218,891$1,6841.211.8$163,3053.60.1
St James Federal Savings and Loan AssociationSaint James$27,558$1140.613.9$18,5580.80.2
St. Clair State Bank (Incorporated)Saint Clair$75,055$8371.517.6$49,9130.00.0
St. Martin National BankSaint Martin$19,740$2221.626.4$9,8020.00.0
Star BankBertha$210,493$1,9291.610.5$145,0870.30.0
State Bank in Eden ValleyEden Valley$28,508$4342.115.5$15,3640.9-0.6
State Bank of Belle PlaineBelle Plaine$98,968$6640.922.5$38,3543.50.1
State Bank of BellinghamBellingham$35,113$4471.711.2$30,6180.00.0
State Bank of CeylonCeylon$12,435$240.321.0$5,3330.50.3
State Bank of ChandlerChandler$39,061$3501.218.2$21,3580.3-0.2
State Bank of Clarks GroveAlbert Lea$23,012$640.424.0$6,7311.8-0.1
State Bank of Cold SpringCold Spring$51,874$2950.814.8$28,8562.7-0.4
State Bank of DanversBenson$45,396$3111.018.3$21,8560.10.0
State Bank of DelanoDelano$75,442-$148-0.27.4$41,8966.01.3
State Bank of EastonEaston$21,086$540.315.5$13,0877.00.0
State Bank of FairmontFairmont$98,564$1,2001.714.1$67,9471.30.2
State Bank of GibbonGibbon$24,886$2881.513.9$14,8160.20.0
State Bank of HamburgHamburg$21,719$400.317.0$9,7750.00.2
State Bank of HawleyHawley$94,741$9431.415.5$49,7501.00.1
State Bank of JeffersJeffers$23,669$1510.922.2$11,4580.0-0.1
State Bank of KimballKimball$75,980$1,0671.914.2$49,6320.80.0
State Bank of Lake ParkLake Park$34,776$4271.614.5$18,1350.20.0
State Bank of LismoreLismore$40,989$3981.312.5$32,0210.00.0
State Bank of MariettaMarietta$12,748$1151.311.0$5,0771.10.0
State Bank of New PragueNew Prague$117,661$1,7401.920.2$41,1126.00.8
State Bank of New RichlandNew Richland$94,313$1,8712.712.6$70,0390.70.1
State Bank of Park RapidsPark Rapids$90,385$1,0781.617.9$41,8642.80.0
State Bank of RichmondRichmond$86,305$5510.825.4$33,5140.1-0.2
State Bank of TauntonTaunton$68,919$4310.810.9$45,9180.20.5
State Bank of WheatonWheaton$66,743$7171.429.7$43,2161.7-0.1
Stearns Bank Holdingford National AssociationHoldingford$109,520$1,4551.815.7$74,3320.70.6
Stearns Bank National AssociationSaint Cloud$1,416,636$42,3024.424.0$1,030,6551.20.1
Stearns Bank Upsala National AssociationUpsala$88,554$7361.216.1$50,0390.70.6
Sterling State BankAustin$296,717$7770.312.5$170,6112.10.0
Stonebridge BankMinneapolis$106,156$3540.59.9$71,8410.00.0
Summit Community BankMaplewood$63,641$7831.721.5$44,9570.91.4
The Bank of Elk RiverElk River$369,342$7960.37.8$236,5794.91.7
The Buffalo Ridge BankBeardsley$45,424$7152.211.4$25,7760.10.0
The Business BankMinnetonka$228,642$2,2001.610.9$197,1950.60.2
The Citizens National Bank of Park RapidsPark Rapids$201,511$2,7161.814.3$137,2861.30.0
The Citizens State Bank of OliviaOlivia$26,004-$95-0.513.2$10,9501.01.3
The First National Bank at St. JamesSaint James$28,313$540.315.0$15,4861.80.0
The First National Bank in WadenaWadena$55,471$1790.415.1$27,5842.20.1
The First National Bank of BagleyBagley$79,618$4080.713.1$40,5921.20.0
The First National Bank of Battle LakeBattle Lake$69,173$7661.518.3$29,6560.10.2
The First National Bank of BemidjiBemidji$570,464$7,4651.822.6$264,6401.10.1
The First National Bank of BuhlBuhl$24,073-$60.010.7$17,1562.80.0
The First National Bank of CokatoCokato$41,584$1020.413.3$20,9640.30.0
The First National Bank of Cold SpringCold Spring$75,994$5881.015.0$56,0840.00.3
The First National Bank of ColeraineColeraine$75,977$3130.616.8$23,2300.20.0
The First National Bank of DeerwoodDeerwood$239,941$2,0841.213.8$163,1983.80.2
The First National Bank of Elk RiverElk River$248,239$1,1270.518.0$122,9494.61.3
The First National Bank of FairfaxFairfax$26,889$2111.039.2$19,48713.20.0
The First National Bank of GilbertGilbert$30,387$1180.626.4$12,8343.8-0.1
The First National Bank of HenningOttertail$100,049$1,1861.614.5$65,3190.40.1
The First National Bank of HermanHerman$24,005$1630.924.7$7,3340.00.0
The First National Bank of Le CenterLe Center$79,483$8331.418.2$50,8990.80.0
The First National Bank of McIntoshMcintosh$25,927$780.459.0$8,7340.0-0.3
The First National Bank of MilacaMilaca$171,245$1,5611.220.3$98,7992.80.6
The First National Bank of Moose LakeMoose Lake$73,047$8701.715.8$53,6562.00.2
The First National Bank of NorthfieldNorthfield$136,107$7480.815.1$80,7660.70.2
The First National Bank of OsakisOsakis$64,568$9121.919.9$37,5802.00.3
The First National Bank of PlainviewPlainview$150,220$1,2081.111.2$126,5782.20.0
The First National Bank of ProctorProctor$24,292-$33-0.219.7$12,1953.50.4
The First National Bank of StarbuckStarbuck$21,774$2291.427.7$10,0031.00.0
The First National Bank of WalkerWalker$361,567$3,6891.514.2$209,5181.80.1
The First National Bank of WasecaWaseca$107,382$2,0762.59.6$83,0020.60.0
The First State Bank of Red WingRed Wing$70,947$2740.519.5$20,2123.40.3
The First State Bank of RosemountRosemount$64,452-$51-0.117.8$21,5936.90.9
The Gary State BankGary$11,512$2713.119.3$9,3221.00.0
The Lake BankTwo Harbors$100,239$2480.315.1$69,4773.41.4
The Miners National Bank of EvelethEveleth$53,180$1170.322.0$19,0201.10.0
The Nicollet County Bank of Saint PeterSaint Peter$151,440$9480.814.8$72,7161.00.0
The Northern State Bank of GonvickGonvick$33,781-$33-0.167.7$5,6331.30.4
The Pioneer National Bank of DuluthDuluth$83,184$1520.213.3$59,9080.51.8
The State Bank of FaribaultFaribault$190,258$1,1010.814.5$86,8043.61.0
The Wanda State BankWanda$122,474$1,0481.125.9$54,9630.70.0
Think Mutual BankRochester$1,471,476$5,8480.524.3$811,4260.50.3
Tradition Capital BankEdina$223,819$1,7661.110.8$195,3461.00.6
Triumph State BankTrimont$61,321-$123-0.311.5$35,5272.91.9
Ultima Bank MinnesotaWinger$132,279$2,3722.511.4$120,4611.90.0
Union Bank and Trust CompanyMinneapolis$75,345$1430.329.2$27,0420.70.8
Union State Bank of Browns ValleyBrowns Valley$21,220$2391.521.4$9,3811.80.0
United Bankers' BankBloomington$603,293$4,1430.916.8$277,9613.91.4
United Community BankPerham$237,896$1,9991.213.5$135,5442.00.1
United Farmers & Merchants State BankMorris$38,241$1160.412.7$14,8850.40.0
United Minnesota BankNew London$24,916$1921.111.7$18,0790.70.2
United Prairie BankMountain Lake$566,656$3,6070.810.8$394,4410.60.0
United Southwest BankCottonwood$43,964$1060.314.5$15,6480.00.0
Unity BankRush City$181,500$1,9851.411.5$145,1350.20.2
Unity Bank NorthRed Lake Falls$77,250$7411.314.8$51,9420.40.1
University National BankSt. Paul$224,845$6,6802.323.3$116,6234.10.3
Vantage BankKent$8,678-$37-0.617.2$6,1600.00.0
Venture BankMinneapolis$349,934$5,4952.29.9$273,9960.80.2
Vergas State BankVergas$48,121$2150.626.6$19,1400.50.1
Vermillion State BankVermillion$490,598$8,2992.319.1$282,8920.80.2
Viking Savings BankAlexandria$164,181$2,3502.017.3$108,5502.10.0
Village BankSaint Francis$184,250-$1,754-1.25.5$118,55612.84.0
VisionBankSaint Louis Park$32,205$380.214.7$24,9392.6-0.2
Voyager BankEden Prairie$357,396$1,7410.610.2$270,0932.40.2
Wadena State BankWadena$118,483$1,5231.719.6$64,6351.10.0
Welcome State BankWelcome$25,145$3551.914.4$15,1501.8-0.1
Wells Federal BankWells$242,593$1,5250.815.4$162,5502.81.2
Western BankSt. Paul$424,378$4,8801.617.4$259,9860.80.1
Western National BankCass Lake$33,170$3221.313.9$20,7440.70.1
Western National BankDuluth$128,038$1,2061.311.4$72,8060.50.2
White Rock BankCannon Falls$149,354$1,9691.815.9$89,0031.10.0
Winona National BankWinona$246,269$2,2941.217.5$117,8044.70.0
Winthrop State BankWinthrop$21,239$1490.932.5$4,5700.00.0
Woodland BankDeer River$67,585$2,0523.120.9$50,6415.30.6
Woodlands National BankHinckley$137,051$5000.518.7$74,7503.50.6
Worthington Federal Savings Bank, FSBWorthington$62,855$3210.735.5$42,4981.00.0

Key:

Return on assets: Profits after taxes and extraordinary items (annualized) as a percent of average total assets. 1 percent is considered good.
Net Loans and Leases: Total loans and lease financing receivables minus unearned income and loan loss allowances -- a basic measure of a bank’s level of loans.
Net Charge-Off Ratio: A bank's net charge-off ratio is the percentage of its loans that are written off as bad debts, less recoveries. A ratio of 3 percent or more is considered too high.
Noncurrent loans and leases to: A noncurrent loan is a loan in which payments have fallen behind by 90 days or more. Many of these loans are never repaid and can lead to loan losses for the bank. A bank's noncurrent loans should not exceed 10 percent of its total loans.
Tier One Risk-Based Capital Ratio: A bank's Tier One Risk-Based Capital Ratio is a bank's common stock and reserves divided by its assets. It is a key measure of a bank's ability to withstand future loan losses. A bank must maintain a ratio of 6 percent or more to be considered "well capitalized" by regulators.

Source: Federal Deposit Insurance Corp.

Notes: Data does not include Wells Fargo and U.S. Bank because the banks aren’t chartered in Minnesota.

 
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