Kara McGuire writes about all things related to personal finance. Follow our coupon clipping, retirement saving, bargain hunting, budget mama as she saves, spends and searches for ways to keep more money in her wallet – and yours.
Many people give gift cards over the holidays because they don't know what to get a person and would hate to buy them something they don't want or need.
Nice try, but sometimes givers are so off base that they purchase a gift card that a recipient will never, ever use. Or, they buy someone a card with just $10 or $20 in value to a store where merchandise costs 10 times that (yes, that's how I ended up with reflective gloves from The Running Store).
If you haven't spent your holiday gift cards by now, there's probably a reason. Fortunately, you have options.
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