Diversification is the best way to protect a retirement portfolio.
Updated: September 04, 2010, - 09:19 PM
The news about the housing market is grim. My sense is that the housing market will stay weak until we start reading newspaper headlines about looming labor shortages rather than stubbornly high unemployment. But the longer-term outlook is more benign.
Updated: August 28, 2010, - 09:03 PM
A college degree is a passport to better earnings and more employment over a lifetime.
Updated: August 21, 2010, - 09:48 PM
You can't put back the money you took out. And that's assuming you made a hardship withdrawal or similar distribution from the plan. The hardship clauses are highly restrictive.
Updated: August 14, 2010, - 09:16 PM
With talk about 15 percent being enough for a comfortable retirement, does this mean gross salary or take-home after taxes? What about the money pulled out for my health plan and optional life insurance payments?
Updated: August 07, 2010, - 09:22 PM
The footprints of an aging America are hard to ignore, especially with the leading edge of the baby boom generation reaching its retirement years. Maybe that's why I've been getting a number of questions from middle-aged readers and listeners with a D.I.Y. mind-set about how to take a quick reading of their retirement planning.
Updated: July 31, 2010, - 09:04 PM
Q We plan to travel to Europe this fall. I'm considering getting a Capital One credit card for the trip because it doesn't charge for international transactions. However, I'm worried that adding a credit card will lower my credit rating. Is that likely? We have a VISA and a debit card and always automatically pay the full amount. Our only debt is our home mortgage, which is automatically deducted. Also, is there a way to find out my credit rating free of charge?
Updated: July 24, 2010, - 09:28 PM
Is there a need to keep all those statements from the retirement plans we created or can one just keep the past seven years as you do with other papers?
Updated: July 17, 2010, - 09:41 PM
Take financial planning projections with a grain of salt and remember that you can revise them over the years.
Updated: July 10, 2010, - 08:56 PM