Almost anyone can call themselves a financial planner. But in many cases their actual expertise is narrow.
Updated: October 02, 2010, - 09:41 PM
Q We have two sons, the eldest is a senior in high school, the other is a sophomore. Our oldest son is considering going to the community college next fall. Recently, their grandparents gave them money to use toward college. For our oldest son, the amount exceeds what he would need for the community college. What would you suggest we do with the money?
Updated: September 25, 2010, - 09:25 PM
I've been getting a number of questions from 40-somethings and 50-somethings with little savings and abundant worries about retirement.
Updated: September 11, 2010, - 08:58 PM
Diversification is the best way to protect a retirement portfolio.
Updated: September 04, 2010, - 09:19 PM
The news about the housing market is grim. My sense is that the housing market will stay weak until we start reading newspaper headlines about looming labor shortages rather than stubbornly high unemployment. But the longer-term outlook is more benign.
Updated: August 28, 2010, - 09:03 PM
A college degree is a passport to better earnings and more employment over a lifetime.
Updated: August 21, 2010, - 09:48 PM
You can't put back the money you took out. And that's assuming you made a hardship withdrawal or similar distribution from the plan. The hardship clauses are highly restrictive.
Updated: August 14, 2010, - 09:16 PM
With talk about 15 percent being enough for a comfortable retirement, does this mean gross salary or take-home after taxes? What about the money pulled out for my health plan and optional life insurance payments?
Updated: August 07, 2010, - 09:22 PM
The footprints of an aging America are hard to ignore, especially with the leading edge of the baby boom generation reaching its retirement years. Maybe that's why I've been getting a number of questions from middle-aged readers and listeners with a D.I.Y. mind-set about how to take a quick reading of their retirement planning.
Updated: July 31, 2010, - 09:04 PM