Q I have a Stafford student loan, $45,000 with a fixed annual percentage rate of 4.5 percent. Currently this loan is with ACS Education. However, this loan has been sold more than 10 times in the last eight years and I feel that it's a matter of time before it is sold again to another firm.
Updated: June 02, 2012, - 09:16 PM
A recurring theme of these columns is that when it comes to investment returns, fees matter a lot.
Updated: May 24, 2012, - 11:14 PM
QHave a fragile recovery, high gas prices and what seems like endless volatility in the market changed the wisdom of the "no-brainer" portfolio as the long-term mix of investments -- say 25 years in my case -- for a traditional IRA?
Updated: May 12, 2012, - 04:22 PM
QI'm selling my house and buying a new one, something of an upgrade. I'll have about $100,000 left from my sale, and the new house is $250,000. I earn $90,000, I don't have much other debt, but my retirement savings are not great.
Updated: May 05, 2012, - 03:37 PM
Ah, it was down to the wire with my taxes.
Updated: April 24, 2012, - 10:41 PM
Investing dominates most discussions of retirement planning. How much are you saving in your 401(k), 403(b) and similar retirement savings plans? What's your asset allocation in the portfolio, your mix of stocks, bonds, and cash?
Updated: April 14, 2012, - 04:42 PM
Q It sounds like you are a believer in Standard & Poor's index funds because of the fees. Is that correct, and if so, do you recommend any in particular? I have heard that Vanguard is good, and they charge 0.17 percent.
Updated: April 07, 2012, - 09:34 PM
Q My husband is 63 and I am 62 and we are starting to look into buying long-term care insurance. The annual premium really is quite expensive. I was wondering if you had any words of wisdom for us.
Updated: March 31, 2012, - 05:13 PM
In recent weeks we've gotten a number of questions about annuities. The annuity market is a complex universe with seemingly countless variations and shades of products. I thought it would be useful to lay out a perspective on annuities in this column.
Updated: March 17, 2012, - 03:37 PM